:root{--bg:#faf8f4;--card:#fff;--ink:#14202b;--muted:#566370;--line:#e2ddd2;--accent:#f2a93b;--accent-ink:#8a5200;--navy:#14202b}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--ink);font:17px/1.6 -apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif}
h1,h2{font-family:Georgia,"Times New Roman",serif;line-height:1.15;margin:0 0 .5em;font-weight:700}
h1{font-size:clamp(2rem,5vw,3.2rem);letter-spacing:-.01em}
h2{font-size:1.45rem;margin-top:0}
p{margin:0 0 1em}
a{color:var(--ink)}
.wrap{max-width:1040px;margin:0 auto;padding:0 20px}
.narrow{max-width:720px}
.skip{position:absolute;left:-999px}.skip:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:9}
header.site{background:var(--card);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:5}
.bar{display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap;padding-top:12px;padding-bottom:12px}
.brand{display:flex;align-items:center;gap:10px;font-family:Georgia,serif;font-weight:700;font-size:1.2rem;text-decoration:none}
nav{display:flex;align-items:center;gap:6px 18px;flex-wrap:wrap}
nav a{text-decoration:none;font-size:.95rem;color:var(--muted)}
nav a[aria-current],nav a:hover{color:var(--ink)}
nav a[aria-current]{border-bottom:2px solid var(--accent)}
.btn{display:inline-block;background:var(--navy);color:#fff;padding:13px 22px;border-radius:8px;text-decoration:none;font-weight:600;border:2px solid var(--navy);transition:background .15s}
.btn:hover{background:#243546}
.btn.ghost{background:transparent;color:var(--navy)}.btn.ghost:hover{background:rgba(20,32,43,.07)}
.btn.small{padding:7px 14px;font-size:.9rem;color:#fff}
nav a.btn{color:#fff}
.hero .btn.ghost{color:#fff;border-color:#fff}.hero .btn.ghost:hover{background:rgba(255,255,255,.12)}
.hero .btn:not(.ghost){background:var(--accent);border-color:var(--accent);color:var(--navy)}
.hero .btn:not(.ghost):hover{background:#f6bd63}
a:focus-visible,input:focus-visible{outline:3px solid var(--accent);outline-offset:2px}
.hero{background:var(--navy);color:#fff;padding:72px 0 64px}
.hero h1{max-width:16em}
.eyebrow{color:var(--accent);font-weight:600;letter-spacing:.06em;text-transform:uppercase;font-size:.8rem;margin-bottom:14px}
.lead{font-size:1.2rem;color:inherit;max-width:38em}
.head .lead{color:var(--muted)}.hero .lead{color:#d9e0e7}
.cta{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}
.stats{background:var(--card);border-bottom:1px solid var(--line)}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;padding-top:32px;padding-bottom:32px}
.big{display:block;font-family:Georgia,serif;font-size:1.7rem;font-weight:700}
.cap{display:block;color:var(--muted);font-size:.95rem}
.block{padding-top:36px;padding-bottom:12px}
.head{padding-top:48px;padding-bottom:4px}
.two{display:grid;grid-template-columns:1fr 1fr;gap:36px}
.chips{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:10px}
.chips li{background:var(--card);border:1px solid var(--line);border-radius:999px;padding:8px 16px;font-size:.95rem}
.more{font-weight:600;color:var(--accent-ink)}
.plain{padding-left:1.2em}.plain li{margin-bottom:.6em}
table{width:100%;border-collapse:collapse;background:var(--card);border:1px solid var(--line);border-radius:10px;overflow:hidden}
th,td{text-align:left;padding:12px 16px;border-bottom:1px solid var(--line);vertical-align:top}
tr:last-child th,tr:last-child td{border-bottom:0}
table.fields th{width:32%;font-weight:600}
table.cov thead th{background:#f3efe6;font-size:.85rem;text-transform:uppercase;letter-spacing:.05em;color:var(--muted)}
td.b{font-weight:600}.b.thousands{color:var(--accent-ink)}
.search{display:block;margin-top:20px;font-weight:600}
.search input{display:block;margin-top:6px;width:100%;max-width:320px;padding:11px 14px;border:1px solid var(--line);border-radius:8px;font:inherit}
.calc{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:28px;max-width:640px}
fieldset{border:0;padding:0;margin:0 0 20px}
legend{font-weight:700;margin-bottom:10px}
.opt{display:flex;gap:12px;padding:14px;border:1px solid var(--line);border-radius:10px;margin-bottom:10px;cursor:pointer;align-items:flex-start}
.opt:has(input:checked){border-color:var(--navy);background:#fbf6ea}
.opt input{margin-top:6px}.opt em{color:var(--accent-ink);font-style:normal;font-weight:700;margin-left:6px}.opt small{color:var(--muted)}
.qty{display:block;font-weight:700;margin-bottom:10px}
.qty input{display:block;margin-top:6px;width:100%;padding:12px 14px;font:inherit;font-size:1.2rem;border:1px solid var(--line);border-radius:8px}
#rng{width:100%;accent-color:var(--navy);margin-bottom:20px}
.result{background:var(--navy);color:#fff;border-radius:12px;padding:20px 22px}
.result .lbl{font-size:.85rem;text-transform:uppercase;letter-spacing:.06em;color:#c4ced8}
.result .amt{font-family:Georgia,serif;font-size:2.6rem;font-weight:700;color:var(--accent);line-height:1.2}
.result .sub{color:#d9e0e7;font-size:.95rem}
.note{color:var(--muted);font-size:.9rem;margin-top:16px}
.big-link{font-size:1.4rem;font-weight:600}
.meta{color:var(--muted)}
.legal h2{font-size:1.15rem;margin-top:1.6em}
footer.site{background:var(--navy);color:#d9e0e7;margin-top:64px;padding:36px 0;font-size:.95rem}
footer.site a{color:#fff}
.foot{display:grid;grid-template-columns:1.2fr 1fr 1.6fr;gap:28px}
.fine{font-size:.85rem;color:#aeb9c4}
.zz{display:flex;gap:16px;margin-top:40px;flex-wrap:wrap}
.strip figure{margin:0;width:240px;max-width:100%}
.strip img{width:100%;height:auto;display:block;border:1px solid rgba(255,255,255,.25)}
.strip figcaption{margin-top:7px;font-size:.82rem;color:#aeb9c4;line-height:1.35}
.strip.dark{margin-top:22px}.strip.dark img{border-color:var(--line)}.strip.dark figcaption{color:var(--muted)}.strip.dark b{color:var(--ink)}
@media(max-width:760px){.grid3,.two,.foot{grid-template-columns:1fr}.hero{padding:48px 0}.calc{padding:20px}table.fields th{width:38%}}

/* demo3 */
.btn.amber{background:var(--accent);border-color:var(--accent);color:var(--navy)}.btn.amber:hover{background:#f6bd63}
.hero2{position:relative;color:#fff;padding:150px 0 130px;background:linear-gradient(90deg,rgba(14,24,33,.9) 0%,rgba(14,24,33,.72) 45%,rgba(14,24,33,.25) 100%),url(img/hero.jpg) center/cover}
.hero2 h1{max-width:14em;font-size:clamp(2.2rem,5.4vw,3.9rem)}
.hero2 .eyebrow{color:var(--accent)}.hero2 .lead{color:#e4e9ee;max-width:32em}
.hero2 .btn.ghost{color:#fff;border-color:#fff}.hero2 .btn.ghost:hover{background:rgba(255,255,255,.14)}
.pricestrip{background:var(--navy);color:#fff;border-top:1px solid rgba(255,255,255,.12)}
.ps{display:grid;grid-template-columns:1fr 1.4fr 1.4fr auto;gap:28px;align-items:center;padding-top:24px;padding-bottom:24px}
.ps .num{display:block;font-family:Georgia,serif;font-size:1.9rem;font-weight:700;color:var(--accent);line-height:1.1}
.ps .cap{display:block;font-size:.88rem;color:#c4ced8}
.band{padding:84px 0}.band.alt{background:#f1ede2}
.split{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}
.split.flip .txt{order:2}.split.flip .pic{order:1}
.split h2{font-size:clamp(1.6rem,3vw,2.3rem)}
.eyebrow.dk{color:var(--accent-ink)}
.pic img{width:100%;height:100%;min-height:340px;max-height:460px;object-fit:cover;border-radius:4px}
.pic.tall img{max-height:520px}
.ticks{list-style:none;padding:0;margin:20px 0 0}.ticks li{padding:12px 0 12px 30px;border-top:1px solid var(--line);position:relative}
.ticks li:last-child{border-bottom:1px solid var(--line)}
.ticks li:before{content:"";position:absolute;left:2px;top:19px;width:12px;height:12px;background:var(--accent)}
.three{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.three .big{font-size:2.1rem}
.mid{margin-top:34px;color:var(--muted)}
.sample{background:var(--navy);color:#fff;padding:84px 0}
.sample h2{font-size:2.2rem}.sample .txt p{color:#d9e0e7}
.form{background:#fff;color:var(--ink);border-radius:10px;padding:28px;display:grid;gap:16px}
.form label{display:block;font-weight:600;font-size:.92rem}
.form input,.form select{display:block;width:100%;margin-top:6px;padding:12px 14px;border:1px solid var(--line);border-radius:6px;font:inherit;font-weight:400;background:#fff}
.form button{cursor:pointer;font:inherit;font-weight:700;padding:14px}
.fine2{font-size:.85rem;color:var(--muted);margin:0}.sample .txt .fine2{color:#aeb9c4}
.stick{position:fixed;right:20px;bottom:20px;z-index:9;background:var(--accent);color:var(--navy);font-weight:700;padding:13px 20px;border-radius:999px;text-decoration:none;box-shadow:0 6px 18px rgba(0,0,0,.28)}
.stick:hover{background:#f6bd63}
@media(max-width:860px){.split,.three,.ps{grid-template-columns:1fr}.split{gap:28px}.split.flip .txt{order:1}.split.flip .pic{order:2}.hero2{padding:96px 0 84px}.band,.sample{padding:56px 0}}